A new for old insurance policy is designed to provide you with a brand new holiday home in the event of a total loss. Alternatively, you could choose market value cover which in the event of a total loss is designed to settle based on the market value of the unit at the time of the loss taking into consideration wear and tear and depreciation.

We act as an introducer for Holiday Home insurance through our provider Arthur J.Gallagher Insurance Brokers Limited (Gallagher). We chose Gallagher because their specialist team has over 300 years of combined experience at developing insurance packages which meet the specific needs of holiday home owners.

The Gallagher Holiday Home Policy includes:

  • Structure – covering the main insured perils such as storm damage, damage to heating / plumbing through frost, theft, fire, flood, escape of water, lightning, explosion, and subsidence.
  • Contents – household goods, personal possessions and clothing inside the structures.
  • Accidental damage to your structures or your contents.
  • Damage caused by vermin.
  • Cover for alternative accommodation or loss of rent.
  • Conveyancing Cover – for a new owner when you have sold a structure but ownership has not yet passed to the new owner.

The above is not a full list of the cover provided and policy limits and exclusion may apply. Please refer to the Gallagher policy document for full terms and conditions. Finally if you should need to make a claim, Gallagher have a dedicated team that will guide you through the process and will work with you to make sure your claim can be resolved as quickly and efficiently as possible.

For more information and a quotation, please contact Gallagher on 01452 801703 or visit the Gallagher website.